Static Caravans Insurance and Your Pocket

Not all static caravans insurance policies are the same. Different providers may place different emphasis on certain features. This can obviously affect both the level of cover provided and the cost of the insurance itself.

There are a few points you may wish to consider if you are about to renew your static holiday home insurance:

one of the main risks of damage for static caravans comes from flooding, so choosing a site with a good history of being flood free may make sense; awning space can be extremely useful for adding an additional living and storage area to your caravan - though by definition this can never be a secure place and policies may specifically exclude belongings left there from cover; awnings can also be prone to damage in stormy conditions - making sure that your awning is safely stowed away if you are not in your static may help keep it that bit safer and it may also be a requirement of your policy; there may be a tendency for some site owners to try to suggest that buying their static caravan insurance is mandatory if you want to use their site, however, this is not correct and you can insist on using your own insurance cover which may be more cost-effective; even if the site owners charge you a fee for having to administer your own insurance policy, buying your own static caravan insurance may still be the more cost effective option for you; over the winter, when you are not using your static caravan, it may be a good idea to ensure that heating and water systems are drained down to reduce the risks of damage; fitting things such as alarms and security locks may, in the case of some static caravans insurance providers, lead to reduced premiums.

So, if you are looking at a static caravans insurance quote, there are a number of points you may wish to bear in mind. Some of these may be more important to you than others and it is important to get the most appropriate mix for you and how you use your static holiday home.

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